Record spending when it happens
A card purchase is spending on its transaction date, even though cash leaves your bank account later. Recording the expense at purchase time keeps category and budget reporting aligned with the decision that created the cost.
Keep statement obligations visible
Statement cycles and due dates determine when accumulated card spending must be repaid. Stash can surface payment obligations so card debt is not mistaken for money that remains available.
Avoid counting repayment as a second expense
A repayment settles an existing liability. If the original purchases were already counted as expenses, treating the repayment as another expense exaggerates spending. Stash can represent the repayment as movement between your cash and card obligation instead.
Common questions
- Does Stash track statement and due dates?
- Stash supports credit-card statement cycles, payment obligations and due-date planning.
- Should a repayment be categorized as spending?
- Usually not when the underlying card purchases were already recorded as expenses; the repayment settles the liability.
- Can imported card alerts be reviewed?
- Yes. Card-related transaction candidates can be reviewed and corrected before confirmation.